Credit Scores...It's just a number right?

Credit Plus and TotalChoice Financial Services have joined forces to provide consumers with this valuable tool to help you get your credit moving in a positive direction.
      
Your credit report just might be the most important number you have. When applying for a loan, credit cards, buying a car and even getting a job, your credit will either help or hurt you.

We encourage all of our customers to check their credit history once a year. Using our Score Wizard tool to obtain a copy of your own credit analysis is a secure way for you to stay familiar with your credit.

• Instant online access to your scores and credit analysis.
• An explanation of what your score means, comparison with national averages and a graph of how lenders view you
• Our Score Wizard will show you how your actions may change your scores
• Specific tips for understanding your scores
• Access to our friendly and knowledgeable Customer Care 5 days a week

Pricing is as follows:

Individual: $18.00
Joint: $29.00

The cost breakdown is $9 for an individual tri-merge plus $3.50 each for TransUnion & Experian (how to improve scores) plus $2.00 c/c fee = $18.00.

A joint credit report is $13 plus $14 (per person/per bureau to improve scores) plus $2.00 c/c fee = $29.00